Travel Insurance Imperative for Visits to Volatile Countries

The recent coup in Honduras, on the western edge of the Caribbean, shows just how volatile travel to Central and Latin America is becoming. That’s not to say that whole part of the world should drop off your radar screen for travel—but you do need to do your homework when planning vacations to this area, and you need to make sure you have adequate travel insurance to cover you should things go wrong.

In Honduras, for example, there is a nationwide curfew from 10 pm to 5 am. What’s more, the main airport at Tegucigalpa (the capital) is intermittently shut down by the military, which several days ago hijacked the president of the country and sent him into exile.

Heightened alerts from the US and Canadian governments are also in effect for Ecuador, Venezuela, Colombia, Panama, Peru, Haiti, and certain parts of Mexico. The entire region is volatile and you need to check out the Canadian government’s travel alerts when planning any travel south of the US. (It’s also a good idea to check the US government’s travel warnings.)

In all cases, it is imperative that you have trip cancellation and interruption coverage. But remember that for such coverage to be applicable, you need to buy your insurance before your government has issued a specific warning to avoid all non-essential travel to your country or area of choice.

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